Ontario homeowners come to us to refinance, renew, and tap the equity they have already built. Approved on your home, not just your credit or income.






From renewals to home equity, one team and a full network of lenders working for you.
Our volume gives us access to preferred rates across a full network of lenders. Apply in minutes and get a real answer fast.
Banks, credit unions, and private lenders, matched to your situation.
A revolving line of credit that flexes with your life.
Local offices in Barrie and Toronto, helping homeowners across the province for twenty-five years.
One home, many options. Whatever you need, there is a way to use the equity you have built.

Flexible, ongoing access to your equity. Borrow as you need it and pay interest only on what you use.
Apply today






Real homeowners in real situations. See how much of your home's equity you could put to work.
Banks approve on income and credit. We approve on the equity in your home.
Twenty-five years of helping families move forward with clarity and confidence.
Over a thousand Ontario families guided home.

From Barrie to Toronto and beyond.
Conditional approvals, often within a day.
Compare our current rates by product. Every rate is set by the equity in your home, not just your credit.
The difference is in how we treat you, and how quickly we move.
No surprises and no hidden fees. Straightforward advice you can trust.
We streamline the process, with rates that work in your favour.
Every mortgage is unique, so is our approach.
Banks, credit unions, and private lenders working for your goals.

Helpful online access makes it easy to reach your goals in three simple steps.
Enter a few simple details to see how much you could qualify for, without affecting your credit score.
A Lighthouse Lending specialist gets in touch to walk through your application with you.
We deposit your money directly into your account in as little as 24 hours.
Everything you need to know about working with Lighthouse Lending.
See how Lighthouse Lending has helped homeowners move forward.
Straight answers on equity, credit, and renewals, written for Ontario homeowners.
Apply in minutes and get a real answer fast. No pressure, and no impact on your credit score to see what you qualify for.